Year-End Financial Calculator
How Much Can You Save Before December 31?
Calculate your potential tax savings and financial wins by taking action now
Take action before December 31 to maximize these benefits
Year-End Financial Readiness Calculator
Assess your financial health and get your personalized year-end action score
Income & Taxes
Savings & Investments
Debt & Expenses
Coverage & Planning
Your Top 3 Year-End Priorities
Build Emergency Fund
Increase your emergency fund to cover 6 months of expenses. You need $9,000 more.
Maximize Retirement Contributions
Contribute $13,000 more to your 401(k) before Dec 31 to save on taxes.
Review Tax Deductions
Maximize your tax deductions through charitable giving, HSA contributions, or other strategies.
Year-End Action Items
Make the Most of Your Money Before the New Year
The end of the year brings critical financial deadlines that can save you thousands of dollars and set you up for success in 2026. From maximizing tax deductions to optimizing retirement contributions, the actions you take now will have lasting impacts on your financial future.
Our comprehensive guides help you navigate year-end financial planning with confidence. Whether you're focused on reducing taxes, growing your investments, or simply organizing your finances, we provide the tools and knowledge you need to finish the year strong.
Your complete guide
Essential Year-End Financial Topics
Navigate every aspect of year-end financial planning with our comprehensive guides
Year-End Planning
Your comprehensive checklist for completing all financial tasks before December 31. Review goals, maximize contributions, and organize documents.
Taxes & Deductions
Strategic tax planning to minimize liability and maximize refunds. Learn about tax-loss harvesting, deductions, credits, and last-minute moves.
Investments & Retirement
Optimize your portfolio and maximize retirement contributions. Rebalance accounts, harvest losses, and take required distributions.
Insurance Decisions
Review and update your coverage during open enrollment. Evaluate health, life, disability insurance and use remaining FSA funds.
Holiday Finances
Smart strategies for managing holiday spending without debt. Budget for gifts, travel, and celebrations while staying on track.
Charitable Giving
Maximize impact and tax benefits through strategic donations. Learn about donor-advised funds, QCDs, and appreciated securities.
Life & Goal Planning
Reflect on progress and set meaningful goals for 2025. Create your financial roadmap and build systems for lasting success.
Tools & Checklists
Access practical resources, calculators, and downloadable checklists to organize and optimize your year-end finances.
Why december.you?
Your year-end financial success platform
Everything you need to finish the year strong and start 2026 with confidence
Complete Your Checklist
Don't let critical deadlines slip by. Our comprehensive checklists ensure you complete every important financial task before December 31.
Expert Guidance
Navigate complex financial decisions with confidence. Our guides translate expert knowledge into actionable strategies you can implement today.
Maximize Tax Savings
Discover strategies that can save you thousands of dollars. From tax-loss harvesting to retirement contributions, we show you how to keep more of your money.
Stay Organized
Get your financial life in order with our tools and templates. Organization reduces stress and ensures you never miss an important deadline.
Ready to Finish the Year Strong?
Start with our comprehensive year-end planning guide and work through each essential financial task. The clock is ticking, but you have everything you need to succeed.